Personal Budget Tip
From your list of expenses, create two separate budget lists, one for necessities and the other for extras. By keeping the lists separate, you can easily rule out items to save money, if necessary.
If you're constantly forgetting to mail the rent check or regularly fail to remember when the power bill is due, you need the BillMinder app. Collect all of your bills, organize them by due date and never receive another late fee again. BillMinder instantly alerts you when deadlines are approaching, and it can set bills to be paid automatically with a passcode-protected AutoPay feature. You can even track spending habits using BillMinder's comprehensive charts and graphs and apply the information to a detailed, monthly budget to help save money.